Principal, interest, schedules, covenants, repayments, LP reporting — every loan in your book, managed in the same place as the rest of your portfolio.
Built forPrivate Credit FundsFamily Offices Deploying CreditHybrid Funds
How it Works
From scattered spreadsheets to one source of truth.
Most credit teams still run their book in a tangle of Excel models, PDF term sheets, and shared drives. Seraf Credit replaces all of it — automated tracking, every loan, every covenant, every repayment, every LP report. One platform for equity and debt.
Principal & Interest
Cash, PIK, fixed, floating, SOFR-indexed. Schedules accrete and reset automatically as draws and rate resets happen.
Amortization Schedules
Generate, edit, and version schedules. Bullet, straight-line, custom — re-amortize on the fly when terms change.
Covenant Tracking
Financial and reporting covenants in one register. Borrower submits, Seraf checks, you get notified before a breach.
Auto-accept Repayments
Repayment comes in, log it in one click and match it to the right loan and tranche — or set it to auto-accept. No manual bank reconciliation.
LP Reporting
Capital account statements, fund-level returns, ILPA-aligned templates. Drafts ready the day the quarter closes.
One Source of Truth
Equity, credit, hybrid — every position on the same platform. Stop double-keying. Stop reconciling. Just close the books.
LP Reporting
Quarterly LP reports your investors actually open.
Fund-level performance updates pulled live from your equity and credit books. Returns, a written narrative, and the numbers your LPs care about Not capital accounts. Not tax docs. The investor update LPs actually read.
Equity + credit performance on one page
Fund-level returns and quarter commentary
Custom branding — your colors, your cover, your voice
One-click PDF export, gated portal share, or email blast
Quarterly Investor Update
Hybrid Fund III · Q3 2026
Net IRR
+18.2%
TVPI
1.42x
DPI
0.51x
Portfolio Composition
Equity 58%
Credit 36%
Cash
Fund Holdings · Q3
Vienna Opera
Equity
$18.4M
+24.1%
Brandenburg Labs
Credit · Sr.
$12.4M
+11.5%
Overture for Brass
Equity
$11.2M
+8.3%
Cello Logistics
Credit · Mezz
$9.6M
+13.0%
Carmen Health
Credit · Sr.
$7.8M
+10.4%
Quarter narrative
Two equity markups in healthcare drove most of the gain. Credit performed in line; all covenants tested clean. Originated three new loans totaling $14M.
Built since 2013. Now managing $11.8B across equity and credit.
Seraf has been the system of record for private market investors for over a decade. We started with equity portfolios for VCs, angels, and family offices — and we’ve spent every year since making the platform stronger. Credit is the natural next chapter.
13yrs
Building for private market investors
$11.8B
In assets across equity + credit
20,330
Portfolio companies and borrowers
220,360
Transactions reconciled to date
Top investors and firms trust Seraf
Sidecar Angels
New York Angels
Mass Ventures
Oxford Seed Fund
Good News Ventures
FAQ
The honest answers.
Real questions from the funds we’ve talked to. If yours isn’t here, ask the team.
Can I run my equity book and my credit book on the same Seraf account?+
Yes — that's the point. Credit isn't a separate product. It's a module on the platform you already use, with shared entities, contacts, documents, and reporting. Hybrid funds get one source of truth.
What loan structures are supported at launch?+
Senior secured, mezzanine, unitranche, venture debt, revolvers, and convertible notes. Bullet, straight-line, and custom step-up schedules. PIK toggles, and floating-rate benchmarks against SOFR, SONIA, and EURIBOR.
How does Seraf handle repayments?+
Log repayments as they come in and match each one to the right loan and tranche in a click, or turn on auto-accept for repayments that match the expected amount and schedule — no manual reconciliation.
Does this replace my fund admin or my accountant?+
No. Seraf is the system of record your team works in day-to-day. We export clean ledgers to your fund admin and accountant so they can do their jobs faster.
What about LP reporting — is it a capital account statement or a K-1?+
Neither. Seraf generates the quarterly investor update LPs actually read — fund-level performance and a written narrative. Tax docs and capital account statements stay with your fund admin; Seraf hands them clean data.
When is Seraf Credit available?+
Seraf Credit is rolling out to early-access customers in summer 2026, with general availability in Fall 2026.
See Seraf Credit before everyone else.
We’re onboarding a small group of private credit and hybrid funds ahead of the Fall 2026 launch. Join the waitlist and we’ll reach out as spots open up.
